Debit and credit card OCR

Debit & credit card OCR

Increase the effectiveness of your organization with debit and credit card OCR (Optical Character Recognition), powered by machine learning. Scan and process bank cards securely and automatically with Klippa’s OCR solution. 

Klippa’s debit and credit card OCR solution

Automate many debit and credit card related business processes via our OCR API and SDK solution. We try to extract as much information from the cards as possible, while using OCR and machine learning. 

The solution can be used to support many use cases. Examples could be simplifying credit card payments, automated age verification via credit card OCR and bank account validation through debit card scanning.
Optimization of the workflow
Data extraction on both debit and credit cards
Detection of the scanning quality and optimization
(Cross)validation of card data
Classification of cards
Card scanner
Card to TXT and JSON with debit and credit card OCR

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How to extract data from debit and credit cards 
while using OCR?

We believe that you are curious to know how our solution extracts data from cards. Therefore, we included an example of which steps the OCR engine takes to extract data from a credit card (the same steps would be taken if it were a debit card).
uploading the card to OCR API

Step 1: uploading the card(s) to the OCR API

In the first step, you have to provide the API with a picture or PDF file of a credit card. This can be done from the mobile, or the web app. The credit card OCR API is able to automatically remove the background and correct any rotations. 

If you do not have a camera functionality in your app yet, the Klippa Camera SDK might be beneficial to help with card scanning. 
image to text using credit card OCR

Step 2: conversion of image to text

As soon as the credit card OCR solution has received the picture or PDF of the card, it is optimized and converted into a TXT file. All text from the document is then extracted, but not yet structured by the Klippa Parser.
JSON output from credit card OCR API

Step 3: parsing to JSON

In the last step, the Klippa Parser takes the unstructured data from step two and converts this into JSON, while using machine learning. From here, the extracted data by our OCR credit card solution can be used according to your own needs.

What are the benefits?

Prevent fraud
Our credit card OCR solution automatically recognizes errors, fraud and duplicates.
Error reduction
Our high quality data extraction leads to prevention of manual data entry errors.
Reduce cost
Save money with Klippa’s card processing solution.
Speed improvement
Simplified onboarding and improved payment speed.
Let's talk over the phone!
We love to explain more about Klippa via a short phone call. If you want us to call you back, just pick a date and time that suits you best.
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We are available for calls in English, Spanish, French, German and Dutch during office hours (CET time zone). You can reach us at +44 330 828 0642.

Which fields can be extracted from debit and credit cards?

Below you find the default extracted fields by our credit card OCR listed. Additional fields can be extracted from the card 
on request.
Type of the document
Quality of the image
Type of card
Name of the card holder
PAN, IBAN or card number
Expiration date
Validity of the card
CVC (optional)
Signature (beta)

Frequently Asked Questions

We cannot give an exact price, since this depends on the amount of fields and the volume of documents that need to be extracted. Pay per use and monthly licenses are both available. To get an exact quote, get in touch with our product specialists.  
Klippa can extract data from debit and credit cards from any country. All languages with the Latin, Greek, Arabic or Hebrew alphabet are supported. Cards from common vendors like MasterCard, Visa, American Express are supported, but also less common card brands.

Did you know that apart from debit and credit cards, Klippa OCR can scan other types of financial documents, such as invoices, price tags, purchase orders, and receipts? Contact us for more information.
If you don’t have any camera or credit card scanning functionality in your app yet, the Klippa Scanning SDK can help out. It is a full camera scanning kit that has square recognition, cropping, perspective correction and quality detection to complete the function of the debit and credit card OCR.
When it comes to debit and credit card OCR, common use cases are validation of identity, KYC, user onboarding and payments.
All services we’re offering are fully GDPR compliant. The only servers we’re using within the European Union are ISO certified. We do not store any of your (customers) data after processing.

Additionally, Klippa provides an option to mask sensitive data. You can read more about that on our data masking blog.
Please feel free to ask all your questions.
 Get in touch by mail, phone or chat!
+31 50 2111631