Automated Credit Document Processing for Lenders & Financial Teams

Doxis AI.dp automatically classifies, extracts, and validates every document in a credit application, including payslips, bank statements, IDs, tax returns, and more, with 99%+ accuracy.
80% reduction in document handling time
99%+ data extraction accuracy
3x faster credit decisioning
Patient Onboarding Automation

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Doxis DIFFERENCE

Credit Document Processing Before & After Doxis

If you process credit applications, you know how time-consuming it is to collect, check, and validate every document a borrower submits. Without automation, errors and delays can easily slip through, slowing your decisions and increasing risk.

❌ Without Doxis✅ With Doxis
Document Intake & ClassificationStaff manually sort incoming files from email and portals, identifying document types by eyeAll document types, such as payslips, bank statements, IDs, and tax returns, are classified automatically upon receipt
Data ExtractionAnalysts copy-paste data from PDFs and scans into spreadsheets or the LOS, which is slow and error-proneAI-powered OCR extracts structured data from every document with 99%+ accuracy in seconds
ValidationTeams manually cross-check income, address, and identity data across documents, which becomes a bottleneck in every applicationConfigurable rules automatically cross-validate data across all documents in the credit file
Fraud DetectionInconsistencies and document manipulation are easily missed under time and volume pressureAI flags tampered documents, altered figures, and metadata anomalies before they reach decisioning
Turnaround & Scale2–5 business days per file, and more applications means more headcountComplete credit files processed in minutes and the volume can scale without adding staff
HOW IT WORKS

How Doxis Automates Credit Document Processing

Doxis AI.dp handles the full credit document workflow from multi-channel intake to validated, structured output. Every document is automatically classified, extracted, cross-checked, and delivered to your systems without manual intervention.
1

Multi-Channel Document Intake

Receive credit documents from any source via email, borrower portal, mobile upload, or direct API. All file formats accepted including PDF, JPEG, PNG and TIFF.

2

Automatic Document Classification

AI.dp instantly identifies each document type including payslips, bank statements, tax returns, proof of address and identity documents regardless of layout, language or format.

3

AI-Powered Data Extraction

Structured data is extracted with 99%+ accuracy covering income figures, employment details, account balances, transaction history, addresses and personal identifiers.

4

Cross-Document Validation

Extracted data is automatically cross-checked across the full credit file. Salary on payslips is verified against bank deposits and addresses are compared across ID and utility bills.

5

Fraud Detection and Authenticity Checks

AI powered signals detect tampered documents, inconsistent metadata, font manipulation and anomalous data patterns before they reach your credit decisioning system.

6

Structured Output and System Integration

Clean, validated data is pushed directly into your LOS, CRM or core banking system via API. Full audit trails are maintained for compliance and reporting.

Doxis AI.dp automated credit document processing
KEY FEATURES

Why Choose Doxis For Credit Document Processing

Doxis combines cutting-edge AI technology with user-friendly tools to transform how credit documents are collected, extracted, validated, and structured. Doxis’ key features include:
  • Fast data extraction

    Our AI-powered OCR processes credit documents in 0.5 to 4 seconds, regardless of file type or document complexity.
  • Automatic classification

    Automatically classify incoming documents based on type, content and layout including payslips, bank statements, IDs, tax returns and more.
  • Reach 99%+ accuracy

    Experience the high accuracy of Doxis’ document OCR in data extraction, ensuring every field from every credit document is captured correctly.
  • Mobile document scanning

    Let borrowers scan and submit credit documents in real time by leveraging mobile scanning through Doxis’ OCR SDK.
  • Multi-language support

    Doxis’ OCR supports credit documents in all Latin-alphabet languages, ensuring versatility across international applicants and markets.
  • 150+ document types supported

    Process payslips, bank statements, tax returns, proof of address, employment contracts, company financials and many more out of the box.
  • Workflow automation

    Automate the full credit document intake workflow with a single solution from document classification to cross-document validation.
  • Fraud detection

    Detect document fraud with smart metadata analysis, copy-move detection and grayscale analysis using Doxis’ built-in AI algorithms.
  • ✓ Secure
    Logos showing Doxis is ISO 27001, and ISAE 3000 Type I certified
  • ✓ Compliant
    Logos showing Doxis is CCPA, EU GDPR, and GDPR compliant
  • ✓ Protected
    Logo showing Doxis has a secure SSL encryption
  • ✓ Hosted in EU
    Logos showing Doxis is hosted in EU with Microsoft Entra ID and Cloudflare infrastructure
  • ✓ Trusted
    Logo showing Doxis AI.dp is rated 4.8 out of 5 on Capterra (based on 31 reviews)
How does Doxis automate credit document processing?
Which credit documents can Doxis process?
How does Doxis detect fraudulent credit documents?
Can Doxis validate data across multiple documents in one application?
How long does implementation take?
How accurate is data extraction from credit documents?
Can Doxis process documents submitted via mobile?
Can our credit team still review documents manually?
Which systems can Doxis integrate with for credit processing?
Can we test Doxis before committing?

Automate your credit document processing workflows with ease

A live demo shows how Doxis uses AI to extract, validate, and check credit documents for fraud in seconds.