Provide a secure and convenient way to make expenses without the use of personal funds. Set spending limits and monitor real-time transactions, ensuring all employee payments are legitimate and authorized.
Discover Fast & Secure Purchases
Avoid the risk of lost or stolen information by storing cards in your Apple or Google wallet and rely on the 3-DS protection layer for secure online transactions.
The Power of Klippa Business Expense Cards
No more OOP costs
No more out-of-pocket costs, but an expense card system.
Widely Accepted
With Klippa Cards you can pay anywhere with Visa card support
Whether it’s in-store or online, Klippa suits your needs.
Fully Secured
Rest easy knowing that your financial data is fully secured.
Spending Limits
Take charge of expenses and ensure responsible spending.
Easy To Manage
Effortlessly manage your cards in your own dashboard.
Issue Custom Cards in Seconds
Instantly issue unlimited virtual cards for immediate use. Tailor them to specific merchants or purchases, with the option for single-use cards for one-time transactions.
Smart Limits, Easy Management
Easily update card settings with a single click. Set up approval management with custom rules, assign flexible spending limits, and gain full control over recurring charges like SaaS subscriptions.
Klippa’s Virtual Business Expense Cards are cards issued to company employees for their work-related expenses. Instead of using their own funds, employees can make purchases with the card and only upload the receipt to Klippa SpendControl.
These cards are also available in physical format. This helps you to improve your company’s reimbursement process and help ensure transparency and accountability for business expenditures. Klippa’s Business Expense Cards are issued by Pliant. For more information, check out Pliant’s FAQ page.
What can Klippa Virtual Cards be used for?
Klippa’s Virtual Business Expense Cards can be used for a wide range of regular employee expenses. This includes business trips, daily expenses like office supplies or client lunches, and many more.
Whenever a purchase is made, employees are requested to scan the receipt and provide the necessary expense details, allowing the finance team to easily track and manage expenses without any additional follow-up required.
What is the cost of Klippa’s Virtual Cards?
The cost overview of the Klippa’s Virtual Business Expense Cards is very simple. Each card costs €5,- per month per user, with a minimum of 10 users. Furthermore, an additional cost of the expense management module is a fixed amount of €600,- per year.
When you use the card for purchases in a foreign currency, Pliant applies the VISA exchange rate, without surcharges or additional fees.
Can Klippa’s Virtual Cards be used for online payments?
Yes, Klippa’s Virtual Business Expense Cards can be used for both online & in-store purchases and can be easily added to your digital wallet. This makes the use of Virtual Cards very versatile and convenient.
Can Klippa’s Virtual Cards be used for personal expenses?
No, Klippa’s Virtual Business Expense Cards should only be used for business-related expenses in adherence to your company’s expense policy. However, in case of accidental use for personal expenses, you can easily enter the personal expense details in the app to inform the responsible person.
Cards are issued by Pliant OY, identified by business ID 3266913-9, in accordance with a license from VISA Europe Limited. Pliant OY is recognized as an Authorized E-money payment institution and duly authorized and regulated by the Financial Supervisory Authority of Finland.